Apple Pay Cash now allows United States users to send money with iMessages

Apple Pay Cash now allows United States users to send money with iMessages

Apple Pay Cash now allows United States users to send money with iMessages

Here's how to set it up.

Apple has shared reports on their App Store support page showing statistics of their of their current devices and the percentages of which devices are using specific operating systems.

If all of those describe you, then read on. In addition to that, Venmo, our Editors' Choice payment app, offers a richer slate of payment options.

Users have to make sure that Apple watch has at least 50 percent battery in order to install the update.

You'll also have to agree to Apple's terms and conditions.

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You could try telling Siri "Apple Pay $25 to Steve for movie tickets", for example. You can not add more than $10,000 over a 7-day period.

You might have to set it up first.

. Now to the fun part. Then tap on the Apple Pay Cash iMessage app at the bottom.

Apple has expanded their cash/cardless ApplePay system to allow direct person-to-person payments, just using the native Messages app on iOS devices and Apple Watch OS.

"If they can accept Apple Pay Cash payments, you'll see a dollar amount that you can change using the "+" and "-" buttons or pull up the keypad to enter in a custom amount.

Here's what it looks like when you send or request money.

. By default, Apple Pay Cash will use your Apple Pay Cash balance first, if you have one. If you use a bank debit card, however, you can avoid that fee.

Since iOS 8.1, Apple Wallet has let you pay participating stores and websites from your iPhone, touch-free, using a credit card that you connect with the service.

Once the payment has been sent to the recipient, it will be marked as "Pending" until it is accepted by the recipient.

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Broadening payment functionality has clearly been on Apple's road map for a long time.

To cancel a pending payment, tap on it on the iMessage conversation and hit "Cancel Payment" on the next screen.

You'll find more Apple Pay instructions from Apple. If you are adding cash, there is a minimum of $10 per transaction.

Apple refuses to confirm its arrangements from banks, noting that banks indicate Apple Pay has enabled them to expand transactions through more customer touchpoints since its introduction in October 2014.

On Monday, the company launched Apple Pay Cash. The process is identical for adding any other credit card to Apple Pay. Keep in mind that the minimum is $10.

Meanwhile, Apple Watch users will need the latest watchOS 4.2 before they can start using Apple Pay Cash, according to 9to5mac.

"Through the business model Apple has built, banks have paid the freight for building Apple Pay, and with now Apple is powering merchant transactions through a pathway that essentially cuts banks out of the equation when Apple Pay Cash is used to pay merchants directly", said Richard Crone, a principal with Crone Consulting.

Give it a few moments to add your bank account.

What Can You Do with Your Apple Pay Cash Balance?

Alternatively, you can also use the Settings app to enable Apple Pay Cash. We could use it on Monday, but it's not available to everyone yet.

Want to know more about using Apple Pay Cash? So if a friend sends you $20 through Apple Pay Cash, you can turn around and spend that money at Walgreens using Apple Pay as your payment method.

For users anxious about possible information theft or other security issues, Apple guarantees security along with the convenience of Apple Pay Cash.

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